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About Business Stream: business water retailer review

Scottish Water Business Stream Limited. Scottish Water (publicly owned), held via Scottish Water Business Stream Holdings Limited.

England & Scotland

At a glance

Business Stream is the business water retail arm of publicly owned Scottish Water: the largest licensed provider in Scotland and one of the largest in England, serving over 300,000 UK business customers from its Edinburgh head office.

Last reviewed 10 June 2026. Facts are drawn from Business Stream's own published pages, Companies House and the MOSL dashboard snapshot (March 2026). Verify anything you intend to rely on against the current source.

Business Stream: key facts

Parent and ownership
Scottish Water (publicly owned), held via Scottish Water Business Stream Holdings Limited
Founded
Incorporated 29 December 2005 (Companies House SC294924); began retail trading as Scotland's incumbent business water retailer when the world's first competitive non-domestic water market opened in April 2008.
Headquarters
Edinburgh (registered office: 1-3 Lochside Crescent, Edinburgh EH12 9SE)
Leadership
Johanna (Jo) Dow, Chief Executive
Supply points (MOSL snapshot, March 2026)
391,664 SPIDs
Companies House
SC294924
Regions served
Both England and Scotland. Incumbent and largest licensed provider in Scotland since the market opened in April 2008; licensed across England since the 2017 market opening, with acquired incumbent customer bases in the Southern Water region (2017) and the Yorkshire region (1 October 2019). Customer concentrations are therefore strongest in Scotland, Southern and Yorkshire.

Services Business Stream publishes

Taken from the retailer's own published service pages.

  • Water management
  • Waste water management
  • Trade effluent management, including consent compliance
  • Water efficiency services and audits
  • Leak detection
  • Automated meter reading (AMR) with 15-minute consumption data via the Utilities Manager portal
  • Smart water meters
  • Metered supply switching and meter resize or reassessment
  • Consolidated multi-site billing with EDI Tradacoms, XLS and CSV breakdowns
  • Online account management via the My Business Stream portal

Business Stream deemed and out-of-contract rates

When a site takes supply without a negotiated contract, for example after moving in or letting an agreement lapse, the retailer bills on its published deemed or out-of-contract terms, which differ by wholesale region and are updated each charging year. We never republish the figures: they change annually, so the only reliable source is the current document.

Business Stream publishes its deemed and out-of-contract terms in its own charges documents, linked below. Check the document for your wholesaler region and charging year before comparing it against a negotiated offer.

Who Business Stream are

Business Stream (legally Scottish Water Business Stream Limited, company number SC294924) is the business water retail subsidiary of Scottish Water, Scotland's publicly owned water utility. Incorporated on 29 December 2005, it became the incumbent retailer when Scotland opened the world's first competitive non-domestic water market in April 2008. It expanded into England by acquiring Southern Water's non-household customer base ahead of the English market opening in April 2017, then bought the customer bases of Yorkshire Water Business Services and Three-Sixty from Kelda Group, a deal completed on 1 October 2019 that confirmed it as the second largest retailer in the combined Anglo-Scottish market by supply points.

The company serves over 300,000 business customers across the UK and has retained around 20 per cent of the UK water retail market. AquaSwitch's read of the March 2026 MOSL dashboard reports 393,686 English supply points (SPIDs). In Scottish Water's group accounts, the Business Stream segment reported revenue of £708 million in 2024/25 (2023/24: £676 million), a surplus before tax of £18 million and net assets of £135 million at 31 March 2025. The business is headquartered at 1-3 Lochside Crescent, Edinburgh, led by Chief Executive Johanna Dow with Deirdre Michie OBE as Chair.

Beyond water and waste water retail, Business Stream publishes a broad value-added range on its website: trade effluent management, water efficiency services, leak detection, automated meter reading with 15-minute consumption data, smart meters and consolidated billing for multi-site estates, supported by the My Business Stream online portal. Its Our Charges page publishes default tariff and charges statements for Scotland, the Yorkshire and Southern regions and other English wholesaler areas, and its About Us page lists ISO 14001, ISO 9001 and ISO 45001 certifications (Solutions team), Fair Tax certification and an EcoVadis Gold rating.

Strengths

  • Largest licensed provider in the Scottish market and one of the largest in England, with around 20% retained share of the UK water retail market (Scottish Water Annual Report & Accounts 2024/25).
  • Financially substantial and backed by publicly owned Scottish Water: £708m segment revenue, £18m surplus before tax and £135m net assets in 2024/25 (Scottish Water Annual Report 2024/25).
  • Longest-trading retailer in the sector: incumbent since Scotland opened the world's first non-domestic water market in April 2008, and ranked second largest UK retailer by supply points after the October 2019 Yorkshire acquisition (AquaSwitch supplier guide; Waterbriefing).
  • Broad value-added range published on its own site: AMR with 15-minute reads, smart meters, leak detection, trade effluent, water efficiency and consolidated multi-site billing (business-stream.co.uk service pages).
  • Certifications listed on its About Us page: ISO 14001:2015, ISO 9001:2015 and ISO 45001:2018 (Solutions team), Fair Tax certified and EcoVadis Gold rated (business-stream.co.uk/about-us/).

Considerations

  • CCW's business customer complaints reporting recorded a sharp rise in written complaints to Business Stream in 2020-21, attributed to the first full year of the migrated Yorkshire Water Business Services customer base; later trade press coverage (The Water Report) reports complaints have since fallen.
  • Customers in Scotland who have never agreed a negotiated contract are billed on Business Stream's published default tariffs rather than negotiated rates (business-stream.co.uk/our-charges/).
  • Scottish Water's 2024/25 annual report flags that the latest English price review significantly increased 2025/26 wholesale prices, which feeds directly into Business Stream customer charges.
  • Its customer base is concentrated in its incumbent regions (Scotland, Southern and Yorkshire) from inherited and acquired books, despite holding a national England licence (MOSL data via AquaSwitch; Business Stream press releases).

Frequently asked

Business Stream: questions answered

Who owns Business Stream?

Business Stream is owned by Scottish Water, Scotland's publicly owned water utility. The licensed retailer is Scottish Water Business Stream Limited (company number SC294924), held through Scottish Water Business Stream Holdings Limited and reported as one of three trading segments in Scottish Water's group accounts. It operates at arm's length with its own board: Deirdre Michie OBE, who is also Chair of Scottish Water, chairs the board, and Johanna Dow is Chief Executive.

What are Business Stream's deemed or out-of-contract water rates?

Business Stream publishes its default and out-of-contract charges on the Our Charges page of its website, with separate charges statements for Scotland, the Yorkshire region, the Southern region and other English wholesaler areas, refreshed for each charging year. Because these rates change annually, always check the current year's published document, linked from this page, rather than relying on republished figures. Customers without a negotiated contract are billed on these published default tariffs until they agree a contract or switch.

Can Business Stream supply my region?

Business Stream can supply eligible business premises anywhere in Scotland or England, as it holds retail licences in both markets. It has been Scotland's incumbent business water retailer since the market opened in April 2008, acquired Southern Water's non-household customer base ahead of the April 2017 English market opening, and took on the Yorkshire Water Business Services base from 1 October 2019. Its largest customer concentrations are therefore in Scotland and the Southern and Yorkshire wholesale regions.

How do I contact Business Stream?

You can call Business Stream on 0330 123 2000, the customer support number published on its contact pages. The website also provides a send-us-a-message form, a published complaints procedure and the My Business Stream online portal for billing, meter readings and account management. The site has a dedicated emergencies section for supply problems, and large customers are supported by dedicated account managers and a Key Accounts team.

Is Business Stream suited to multi-site businesses?

Yes, Business Stream actively serves multi-site customers with consolidated billing that brings every site into a single monthly statement, with breakdowns available in EDI Tradacoms, XLS and CSV formats issued within five working days of month end. Larger customers receive a dedicated account manager and access to a Key Accounts team. Its published case studies include national operators such as Morrisons, which receives one consolidated bill covering water, waste water and trade effluent across its estate.

What happens if Business Stream exits the market?

Customers would transfer to another licensed retailer under the markets' last-resort arrangements, and physical water supply would continue because regional wholesalers operate the network. In England, Ofwat directs the market operator MOSL to reallocate a failed retailer's supply points to other licensed retailers through the interim supply process; Scotland has equivalent arrangements overseen by the Water Industry Commission for Scotland. Exit risk looks low relative to most retailers: Business Stream is owned by publicly owned Scottish Water and reported £708 million segment revenue and £135 million net assets in 2024/25.

How big is Business Stream?

Business Stream is one of the largest water retailers in the UK, serving over 300,000 business customers and retaining around 20 per cent of the UK water retail market according to Scottish Water's 2024/25 annual report. AquaSwitch's read of the March 2026 MOSL dashboard reports 393,686 English supply points (SPIDs), and the segment reported £708 million revenue in 2024/25. Trade press ranked it the second largest UK retailer by supply points after its October 2019 Yorkshire acquisition.

Is Business Stream the same as Scottish Water?

No, they are separate companies with different roles. Scottish Water is the publicly owned wholesaler that owns and operates Scotland's water and waste water network, while Business Stream (Scottish Water Business Stream Limited) is its retail subsidiary, which bills business customers and competes against other licensed retailers in Scotland and England. The two are kept at arm's length: Business Stream has its own board, and Scottish Water's group risk management system excludes Business Stream's operational risk under the Water Services (Governance Code) Directions 2013.

How we work with Business Stream

We are an independent broker, not the retailer. When you tender through us, Business Stream is quoted against the whole licensed Open Water retailer panel, with the wholesale charge, retailer margin and our margin shown separately on every offer. No retailer pays for placement on this page and this profile is not a ranking. Our guide to how to compare business water suppliers covers the criteria we score offers on, and our step-by-step guide to switching business water supplier walks through the CMOS process, with no interruption to supply.

Quote Business Stream alongside the whole retailer panel

Send us a recent bill per site. We tender the licensed Open Water retailer panel and come back with the best fit, with the wholesale charge, retailer margin and our margin shown separately on every quote. Or call us on 0161 521 3400.

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